Fintech & Apps

SHERIDAN, WYOMING – December 30, 2025 – Crypto customers in Washington State got a sudden wave of relief today as Coinme said it can operate fully again after reaching an agreement with the state’s financial regulator.

What Happened and Why It Matters

Coinme, Inc. announced it has reached an agreement with the Washington State Department of Financial Institutions (WA DFI) to stay the agency’s temporary order to cease and desist. The company says that stay allows Coinme to resume full operations in Washington State.

For everyday users, the significance is less about legal wording and more about basic access: being able to use a service normally, without uncertainty hanging over every login or transaction. When a financial app or exchange pauses operations, it can instantly turn routine money management into a stress spiral—especially during the holidays, when budgets are tighter and time feels scarce.

SHERIDAN, WYOMING – December 27, 2025 – A new PayPal move could reshape how small business owners access lending and savings—if regulators give the green light.

What PayPal Just Announced

PayPal Holdings, Inc. says it has submitted applications to create PayPal Bank, a proposed Utah-chartered industrial loan company. The applications were submitted to the Utah Department of Financial Institutions and the Federal Deposit Insurance Corporation (FDIC). For everyday people, this may sound like corporate plumbing, but for small business owners, it could eventually affect how fast and how smoothly financing options show up inside tools they already use.

The company’s main message is straightforward: it wants to expand access to financial services for U.S. small businesses. In plain terms, PayPal is asking permission to run more of the banking rails itself, instead of leaning as heavily on outside partners.

SHERIDAN, WYOMING – December 4, 2025 – If you like your holiday season with a side of charts, challenges and crypto adrenaline, Phemex’s new Futures Trading Apex Competition is basically an extended New Year’s Eve for traders. The user-focused cryptocurrency exchange is closing out 2025 with a global, gamified futures contest running from December 4 to 31, putting a total of 450,000 USDT in prizes on the line.

A global futures competition with room for newcomers

Rather than just rewarding a handful of whales at the top of the leaderboard, Phemex has structured the Apex Competition to feel more like a community event. One of the most interesting design choices: 30% of the prize pool is specifically reserved for newcomers to the Phemex ecosystem.